Deciding on the right Insurance protection for your South Carolina church can seem complicated. There are a variety of potential risks that you must be aware of. Black’s Insurance is a licensed independent insurance broker with experience in helping South Carolina churches get the right policy for the right price.
Common inclusions on church insurance policies we have written in the past include Property Insurance, General Liability, Sexual Misconduct Liability, Directors & Officers Liability, and Theft
Property coverage includes all the buildings on your property as well as the contents within the buildings. In addition, property insurance includes any signage and fencing on your church property.
It has been reported that nearly one out of every eight churches experience a theft or burglary each year. Don’t put yourself in a position where you can’t replace the items your parish needs after a burglary.
General Liability protects your church from the risks of normal everyday business operations. Bodily injury, personal injury, libel, slander, contractual liability, copyright infringement and medical payments are some examples that are covered under General Liability.
Unfortunately, sexual misconduct cases can occur anywhere, even your church. Sexual misconduct cases can be filed against church employees, clergy members, youth pastors, and even volunteers. According to Church Law and Tax, the sexual misconduct problem is the most serious financial exposure facing church-related organizations.
It’s likely that your insurance needs extend past what we’ve identified above. It’s best to reach out to us to discuss your situation so we can assess which policies will work for your house of worship. We are an independent insurance agency that will take the time to assess your current and future needs while working to help you stay protected for years to come. You’ll receive fast, personal attention from our agents throughout the initial policy implementation process. As your needs change, we’ll be sure to help update your policy along with it. And once your Church Insurance policy is in place Black’s Insurance will review it annually to make sure you’re still getting the best price and the best coverage available.