Roofing is no easy job, that’s for sure. Steep heights are the main peril, whether we’re talking about residential or commercial roofing projects. As this kind of environment represents a risk for workers, insurance is needed to keep your business and your employees protected.
Generally, customers are more inclined to choose a roofing company that is insured. Simply because it offers them the peace of mind of knowing that in case something unwanted happens, the contractor is covered. Every single one of us wants to make sure that everything we’re planning goes accordingly, but why not make sure you are covered just in case?
Insurance plans are here to protect you, your business and your customers from any type of injuries, property damage, stolen goods and other mishaps.
Statistics say that roofers have the 5th highest rate of mortality in the construction field, summing up to 29.9 deaths per 100.000 full time workers.
There always are certain risks, no matter the size of the job. That’s why Florida laws and regulations make an insurance plan mandatory when running a roofing business. Keeping your business and your customers safe should is why you need an insurance!
Sometimes, accidents happen. Whether we’re talking about injured employees, stolen or damaged tools and equipment or medical bills in case something happens, these are the important things to take into account. All these situations can become a real problem, so it’s best to avoid them and make sure everything is covered.
When starting a roofing business finding the ideal type of insurance for your business can be a time-consuming process. There are multiple types of insurance available on the market, each focusing on certain aspects, based on your state laws and regulations. Generally, they are differentiated by the time of the year you run your roofing business, the services your business has to offer and even the type of employees you hire (either subcontractors or staff members).
These are some of the insurance types you will be looking for. Protecting you, your business and your customers, these types of insurance plans are meant to cover most encountered scenarios in the roofing industry. Keep in mind that state laws require roofing contractors and business owners to have an insurance plan active when running your business. This way, you are protected against unwanted lawsuits and other legal actions in case something happens.